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What Happens to Your Retirement Accounts When You Sell Your Home and Downsize?

What Happens to Your Retirement Accounts When You Sell Your Home and Downsize?

by Michelle Williams | Jun 17, 2026 | Homeowner Guidance

Retirement accounts Chicago homeowners have spent decades building are often the first worry when a home sale enters the picture. Will selling affect your IRA? What happens to your 401 (k)? Does your pension change? These are smart questions, and they deserve straight...
What Is a TODI and How Can It Help Illinois Homeowners Avoid Probate?

What Is a TODI and How Can It Help Illinois Homeowners Avoid Probate?

by Michelle Williams | Jun 16, 2026 | Homeowner Guidance

Illinois probate avoidance starts with one question most homeowners never think to ask: what happens to my home when I am gone? For many Illinois families, the answer involves months of court proceedings and thousands of dollars in legal fees. It plays out entirely in...
Three Homeowners Over 50 Who Thought They Had More Time

Three Homeowners Over 50 Who Thought They Had More Time

by Michelle Williams | Jun 15, 2026 | Homeowner Guidance

For many Chicago seniors, there is a particular kind of confidence that comes with owning a home for a long time. That feeling runs deep. You know where everything is. You know which drawer sticks and which floorboard creaks. The house fits around you like something...
The Scams Targeting Seniors Right Now and How to Spot Them

The Scams Targeting Seniors Right Now and How to Spot Them

by Michelle Williams | Jun 13, 2026 | Homeowner Guidance

Senior fraud Chicago residents face is not the stuff of cautionary tales. In fact, it is happening right now, in neighborhoods across the South Suburbs and throughout the city, to homeowners who are careful, educated, and entirely unsuspecting. Seniors attract...
The Home Modifications That Could Keep You Independent Longer

The Home Modifications That Could Keep You Independent Longer

by Michelle Williams | Jun 11, 2026 | Homeowner Guidance

Most people do not think about aging in place Chicago homeowners face until something happens. A fall. A close call on the stairs. A moment in the bathroom that takes longer than it should. By that point, the conversation feels urgent rather than planned. The good...
How Selling Your Home Could Affect Your Social Security Benefits

How Selling Your Home Could Affect Your Social Security Benefits

by Michelle Williams | Jun 10, 2026 | Homeowner Guidance

For many homeowners over 50 throughout Chicago and the South Suburbs, Social Security is one of the most important sources of income in retirement. It is also one of the most misunderstood. When the question of selling a home comes up, one of the first concerns people...
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